2I. Finance Foundation

i. Financial Leverage

Installment
Lumpsum bill

Pension
Lumpsum cheque

Retired
Lumpsum bill
Pension
Growth with time if interest rate is high

Entrepreneur
Lumpsum cheque
Installment
Fade with time if interest rate is high

ii. Investment Product

Insurance Product: Ban *Unless after Marriage & Financial Burden
Convert High Risk into Low Threat: Wrong
Instalment ->receive percentage gain
Analogy to Commercial Law vs Marriage Protection Acts

Investment Product: Ban *Unless no Religion Conflicts.
Convert High Threat into Low Risk: Wrong
Lumpsum ->receive percentage gain
Analogy to Intelligence Law vs International Contract Acts

Property management: Allow *Unless Not Monopoly
Convert Low Risk into High Threat: Correct
Instalment ->receive multiply gain
Analogy to Civil Law vs Human Right Acts

Casino game: Ban *Especially War time or certain event.
Convert Low Threat into High Risk: Conservative
Lumpsum ->receive multiply gain
Analogy to Criminal Law vs Anti-Social Acts

*Lumpsum is more valuable than Instalment where the interest is low most the time.

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