Add one more heritage
Spiritual Maturity or Universe Maturity->Globalisation or Liberalisation->Economic Crisis->Terrorism or Genocide->CTRL+ALT+DEL->New Currency or Strong Dollar
The keyhold: Spiritual Maturity or Universe Maturity
Example:
A. ringgit in one basket against dollar->Globalisation (Yuan) ally (Pound) and ally (Sterling)
B. ringgit fix against dollar->Internationalisation (Australia Dollar compete with Euro)
C. free flow of ringgit->Liberalisation (United States Dollar)
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